Susan McPherson's Blog
Want to transform your homeownership dream into a reality? Understanding what it takes to enter the real estate market successfully is paramount for homebuyers. With the necessary preparation, you should have no trouble purchasing your dream residence.
Ultimately, there are several steps that a homebuyer should take before he or she conducts a home search, including:
1. Perform Plenty of Housing Market Research
The housing market fluctuates regularly, and a buyer's market can change into a seller's market quickly. As such, you'll want to conduct sufficient real estate market research before you start your home search so you can streamline the process of finding the perfect house.
Consider where you want to live and whether you'd like to reside close to family members and friends. Also, consider how much space you'll need from a new home, along with whether you'd like to live near schools, playgrounds and other local hot spots.
Don't forget to check out the prices of a wide range of homes, either. By doing so, you may be able to determine the price range for houses that match your needs.
2. Get Pre-Approved for a Mortgage
With pre-approval for a mortgage, you'll know exactly what you can afford as soon as you're ready to buy a house.
Banks and credit unions frequently offer a vast array of home financing options, making it simple for you to choose a mortgage that fits your budget. Fixed- and adjustable-rate mortgages are among the most popular choices for homebuyers nationwide. Meanwhile, you may be eligible for Federal Housing Administration (FHA) or U.S. Department of Veterans Affairs (VA) loans as well.
Reach out to multiple banks and credit unions to pursue all of the home financing options at your disposal. This will enable you to find the best mortgage based on your individual needs and enter the housing market with financing in hand to secure your dream home.
3. Hire an Experienced Real Estate Agent
There is no reason to enter the housing market alone. Lucky for you, experienced real estate agents are happy to help you find the perfect house.
An experienced real estate agent understands the ins and outs of the housing market and will share his or her real estate expertise with you. This professional will educate you about the real estate market and ensure that you know what to look for when you attend an open house.
Also, an experienced real estate agent will guide you along the homebuying journey. From the moment you spot your dream home to the day you finalize a purchase agreement, your real estate agent will offer the support that you need to go from homebuyer to homeowner.
Perhaps best of all, an experienced real estate agent will help alleviate your homebuying concerns. And if you ever have homebuying questions, your real estate agent will provide responses at any time.
Don't settle for a subpar home – follow the aforementioned steps, and you can move closer to discovering your ideal residence.
23 Hunting Lane, Sherborn, MA 01770
10 Coolidge Street, Sherborn, MA 01770
Although some families are more organized than others, most homes are plagued by at least a moderate amount of clutter.
While it may seem like only a minor annoyance, household clutter can have a major "ripple effect" on several aspects of your life. Disorganization and clutter can be insidious problems for homeowners to deal with because its impact is not always obvious.
When you stop and think about it, having a cluttered home can take a heavy toll on everything from your finances to your family relationships. Here are a few reasons to set aside some time, this month, to begin decluttering your home.
Time and Money: One of the most frustrating experiences in life is to try to find a misplaced tool, an important document, or anything you might need to complete a task, solve a problem, or meet a deadline. When you add up the hours you and your family spend on searching for items that are stuffed in drawers or buried in closets, it becomes increasing clear why everyone's productivity is down and stress levels are up. You may have also noticed that you're spending money on personal and household supplies that you already have somewhere in the house.
If you've lived in your home for more than a few years, you've probably accumulated stacks of clutter in every imaginable storage space. Three ways to drastically reduce the amount of clutter in your home in a relatively short period of time is to either sell, donate, or throw away things you no longer need. The first step, of course, is to sort through your belongings to separate what's useful from what's just taking up valuable space.
Although organizing a garage sale can be a time-consuming activity, the benefits can far outweigh the time and effort involved. Preparing for a garage sale not only results in finding valuable things you forgot you even had, but your home will end up feeling cleaner, more spacious, and more welcoming. As long as you don't hold a garage sale every year, it can be a fun and profitable family activity.
Another alternative to storing things at home that you no longer need or want is to donate them to a charitable organization, such as The Salvation Army. Churches, veterans groups, and other community organizations often accept donations of clothing, furniture, electronics, appliances, and other household items. Making a few trips to nearby clothing collection bins is another way to unclutter your closets and pass along useful things you no longer need.
One type of clutter you can neither sell nor give away is "junk." If you have enough of it, you might consider renting a dumpster or calling a reputable, reasonably priced junk hauling service. Regardless of the method you use to get rid of things you no longer want, you'll be amazed at how energizing it can be to restore order, cleanliness, and a sense of pride to your living space!